Yield, with the details in view.
Morrow brings market discovery and wallet-authorized routes together. We aggregate existing infrastructure. We do not operate a lending protocol, hold your assets, or create yield.
From discovery to destination
- Compare. Explore live curated vault and DefiLlama lending data. Look at the underlying asset, liquidity, variable APY, and incentive dependence.
- Review. Select an eligible vault, source network, token, and amount. LI.FI finds an executable route, which can include a bridge, swap, and vault deposit. No route is promised before a quote succeeds.
- Authorize. Review the recipient, contract, fees, minimum output, and slippage. Your wallet authorizes the source transaction. ERC-20 approvals are separate and limited to the exact amount.
- Track. Follow source and destination settlement in Activity. If a route delivers a different token or refunds, inspect your wallet before retrying.
Coverage that means something
| Network | Wallet / source | Yield discovery |
|---|---|---|
| Robinhood Chain | ETH and USDG; mainnet 4663 | Native USDG curated vault; live route required |
| Ethereum | ETH, USDC | Curated vaults, Aave, Spark, Euler* |
| Base | ETH, USDC | Curated vaults, Aave, Euler* |
| Arbitrum | ETH, USDC | Curated vaults, Aave, Euler* |
*Actual markets depend on live provider coverage. In-app deposit quotes cover listed indexed curated vaults. Other markets link to their official protocol. Tracked vault positions can be withdrawn in Morrow on their own network after a successful liquidity check. Special recovery exits use the vault interface. No mainnet assets are sent to testnets.
What “Best match” means
Our deterministic score combines market liquidity (up to 40 points), capped current APY (up to 20), stablecoin exposure (15), and an available in-app quote adapter (15). Incentive dependence subtracts up to 15 points; unknown rewards subtract 4. This is a discovery heuristic, not investment advice or an audited risk rating.
“Lowest complexity” places markets with in-app quote adapters first. Actual bridge steps, fees, and source-chain complexity are known only after you request a quote. Pool age, curator quality, and route costs are not included in this V1 score.
Read the risk, not just the rate.
Every opportunity carries smart-contract, oracle, liquidity, and network risk. Stablecoins can depeg. Vault curators can change allocations. Reward programs can end. Withdrawals depend on available liquidity. Lower, Moderate, and Elevated labels reflect simple disclosed factors, not a promise of safety.
APYs are variable and not guaranteed. Market yields do not include your bridge, swap, or gas costs. Cross-chain execution can fail after the source transfer succeeds. Destination balances may need manual recovery through the provider or protocol.
Your keys stay yours.
Morrow has no custody wallet and no backend private keys. Quotes are requested from fixed providers and checked against the intended wallet, chain, token, amount, and known LI.FI router contracts. You can inspect the transaction data before signing. Only your wallet can authorize asset movement.
Data & privacy
Market requests go to the vault index and DefiLlama through Morrow’s server. When connected, your public wallet address is sent to RPC and portfolio providers to read your balances. Quote requests share that public address with LI.FI. Activity, saved markets, and daily portfolio snapshots are stored in your browser on this device, with no account or cross-device synchronization. No tracking analytics are enabled.
Portfolio coverage is limited to indexed curated vaults and the selectable source-token balances. Unavailable prices and earnings are shown as unavailable. Market provider outages are disclosed; production never substitutes demo yields.